Pegasus Blog

Canadian Immigration And Housing Demand In Focus

Canada’s housing market is entering a period of adjustment, and immigration is a key reason why. Shifts in immigration policy and population growth are beginning to ripple through rental demand, housing affordability, and real estate activity across the country. For

A Steady Central Bank In 2026: Answers Buyers Need Right Now

Mortgage Payments In Canada: Affordable Cities For Homebuyers

The Truth About Rent Control In Canada’s Housing Market

Canada Real Estate Outlook 2026: A Practical Guide For Buyers

Canadian Real Estate In 2026: What Buyers Should Know

The real estate market in Canada is entering a new phase in 2026, shaped by economic trends, policy shifts, and buyer behaviour patterns that became

FHSA Vs. RRSP Canada: How To Build Your Down Payment Smartly

Buying your first home in Canada is exciting, but the down payment often feels like the biggest barrier. Since home prices continue to rise and

How Are Mortgage Rates Reshaping Your Life In 2025

Introduction In 2025, mortgage rates aren’t just bank numbers, they’re one of the strongest forces shaping how Canadians live, spend, plan, and dream. If your

Hidden Housing Crisis in Canada: What Numbers Really Show

While everyone is busy debating whether tech stocks are on the verge of another bubble, a far more consequential story has been unfolding quietly across

How to Avoid an Expensive Penalty for Breaking Mortgage?

Buying a new home in 2025 is exciting. Then reality hits. You already have a mortgage. Now you need to decide whether to port your

Budget 2025: Opportunities And Risks For Canadian Homeowners

Setting the scene: Budget 2025 lands On November 4, the federal government released its latest budget 2025. Housing sits at the centre of it all.

Ontario Housing Revolution: From Leases to New Homes

If you’re renting, buying, or owning in Ontario, 2025 is shaping up to be a turning point for the housing market. On one hand, the

Unlock Affordability: How Much House Can I Afford?

A Smart Homebuyer’s Guide to Affordability, Planning, and Confidence Buying a home is one of the biggest financial milestones in your life, and in today’s

Mortgage Affordability Calculator: Your Ultimate Guide To Buying Power

Find Your True Buying Power with Pegasus’s Mortgage Affordability Calculator For many Canadians, buying a home isn’t just about fulfilling a dream, it’s about understanding

Borrowing on the Edge: The HELOC Home Equity Line Crisis

HELOC Home Equity Line of Credits have long been a favourite financial tool among Canadian homeowners. They offer flexibility, quick access to funds, and lower

How First-Time Homebuyers in Canada Avoid Being House Poor

Overview: The Hidden Risk Threatening Canadian First-Time Homebuyers in 2025 Buying your first home is one of the most significant milestones in a Canadian’s financial

What the Bank of Canada’s New 2.25% Rate Means for You

Overview of the Rate Decision When interest rates move, the effects ripple across the entire economy, from financial markets to household budgets. On October 29,