Pegasus Blog

Fixed vs Variable Mortgage Canada 2026 | Which Saves More?

Last Updated: April 2026 Important: This article is for informational purposes only and does not constitute financial advice. Mortgage rates and rules change frequently. Speak with a licensed mortgage professional before making any mortgage decisions. Rules may vary by province.

Mortgage Renewal in Canada: Beat the Payment Shock

Mortgage Rate 2026: How To Lock A Rate Without Overpaying in Canada

Mortgage Affordability’26: Hidden Fees Canadians Should Know

New Tax Brackets 2026: How They Impact Canadian Homebuyers

Guarantor vs Co-Signer: What Canadian Homebuyers Need in 2026

Many Canadian buyers can afford a monthly payment but still struggle to qualify for a mortgage on paper. The issue may be income, debt ratios,

GST HST Credit Explained: What Home Buyers in Canada Need to Know in 2026

A lot of Canadians searching for GST HST Credit are really trying to answer a different question: Can I save tax when I buy a

Genuine Real Estate Investing Tips to Watch Out for in Canada

The most useful real estate investing tips in Canada are usually the least flashy. Before you think about appreciation, you need to test affordability conservatively,

Eye-Opening Strategies for Sole Proprietor Homebuyers in 2026

A sole proprietor in Canada may qualify for a mortgage in 2026, but approval usually comes down to three things: clear income documentation, manageable debt

Vendor Take Back Mortgage in Canada: How Seller Financing Really Works

A vendor take back mortgage can help a real estate deal move forward when traditional financing does not fully cover the purchase. In simple terms,

The Truth About 25 & 30 Year Mortgage Amortization Choices

When deciding between a 25 or 30-year mortgage amortization period, the key difference lies in the length of time it takes to repay your loan.

How to Get Cheap Home Insurance in Canada: A Smart Savings Guide

Quick answer Home insurance is one of those bills that can feel like it rises even when nothing changes. If you are juggling a mortgage,

CHMC vs FHA Loan: The Ultimate Guide Canadian Buyers Need

If you searched “CHMC vs FHA loan”, you are probably trying to answer one practical question: How do I buy a home with a smaller

Unraveling the Hidden Gaps in Canada Home Prices in 2026

If you’ve been watching Canada home prices in 2026, it probably feels like the market is talking out of both sides of its mouth. One

The Hidden Costs First Time Homebuyers Miss in Canada

Buying your first place can feel like trying to hit a moving target—home prices, down payments, closing costs, and those “surprise” fees that show up

How Mortgage Rates Are Determined in Canada: A Complete Guide to Understanding Mortgage Rates

If you have ever felt like mortgage rates move for no clear reason, you are not alone. One day rates are reported as falling. The

Canada Housing Market 2026: A New Phase Begins

Here’s the good news: a cooler market often means more choice and less pressure. When more homes are available—whether that’s new construction finishing, more resale