
National Bank
- ⏳3 Years
- 🔒Fixed

Mortgage Agent
Joby Mukalel Tomy
A Mortgage Professional That Cares!
With more than a decade of experience in the banking and insurance sectors, I offer a wealth of financial knowledge and a strong commitment to client-focused service in every mortgage solution I provide. My expertise covers residential lending, refinancing, and financial risk assessment—enabling me to craft mortgage strategies that support both immediate needs and long-term financial goals. Over the years, I have assisted hundreds of clients in navigating the often complex world of personal finance and investment. From securing life insurance, pension plans, and critical illness coverage to setting up RRSPs and other financial products through various institutions, I ensure clients receive solutions tailored to their unique needs. My solid grasp of lending regulations, credit analysis, and the integration of insurance products contributes to a smooth, transparent mortgage process from start to finish. I am passionate about building lasting relationships grounded in trust, open communication, and results-oriented service. Whether you are buying your first home, refinancing, or investing in property, I am dedicated to delivering expert guidance and a personalized, stress-free mortgage experience..
<p class="image"><span style="font-size: 10.0pt; font-family: 'Verdana',sans-serif;">I enjoy spending my free time with family and exploring new countries through travel.I stay informed on mortgage and economic trends to remain current in the field. Having lived in the diverse cities of India, the UAE, and Canada, I am comfortable communicating in Malayalam, Tamil, and English, and can connect easily with people from various cultural backgrounds.</span></p>
Explore our personalized mortgage solutions designed to meet your needs
Simplify your finances effortlessly with our consolidation calculator and expert services.
Discover your home buying potential in minutes with our free, user-friendly quick qualifier tool.
Ready to make your dream home a reality? Find out the best mortgage rate, and get approved
Explore our personalized mortgage solutions designed to meet your needs and aspirations
Simplify your finances effortlessly with our consolidation calculator and expert services.
Discover your home buying potential in minutes with our free, user-friendly quick qualifier tool.
Ready to make your dream home a reality? Find out the best mortgage rate, and get approved
Our journey started in the heart of Toronto, Canada, in October 2008. We were a small team with a big dream: transforming the mortgage industry. We faced a challenging start, launching amidst a global recession. But adversity fueled our determination. We persevered, growing steadily through our unwavering commitment to professional, impartial advice and ethical customer service.
Our founders crafted a unique business model centered on empowering our agents and staff with the knowledge and skills to deliver exceptional service to our clients. This dedication to expertise and integrity has propelled us to the forefront of the mortgage industry. Today, Pegasus is renowned for providing expert mortgage advice and financial solutions that make a real difference in our clients' lives.



Pegasus provided a solution despite credit challenges. Their expertise ensured a favourable deal. Highly recommend their service for those with credit issues who urgently need guidance.
Pegasus exceeded expectations in making our refinancing stress-free. Their team’s explanations and continuous support in every mortgage process step were superb. Exceptional service.
Pegasus supported me throughout my mortgage renewal. Their team simplified the complex process for us and secured an excellent rate. Thank you for your help.
Although I had a low credit score, this brokerage has helped me immensely. Their expertise and patience ensured I got a great deal. Highly recommend their service.
Pegasus Mortgage helped me through a difficult financial situation. They are knowledgeable and sympathetic staff made the entire process a lot less stressful. I highly recommend them!




























































