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Pegasus Mortgage Lending Center Inc.

Self-employed and business owners

Qualifying on business income, stated income, and what a lender wants to see from an incorporated borrower.

GST/HST Instalment Due Oct 31, 2026: What You Owe

The third GST/HST instalment for 2026 is due October 31, 2026 , covering the July–September quarter. Annual filers whose net GST/HST owing was $3,000 or

Productivity Mega Deduction Canada: Is It Permanent Now?

Yes — if enacted as proposed, Canada’s Productivity Mega Deduction is a permanent measure, not a temporary one. Announced by Prime Minister Mark Carney on

self-employed mortgage

Self-Employed Mortgage Canada: How to Qualify in 2026

Self-employed Canadians can qualify for a mortgage by documenting their income instead of relying on a T4 slip. Lenders typically average the net income on

Eye-Opening Strategies For Sole Proprietor Homebuyers In 2026

Eye-Opening Strategies for Sole Proprietor Homebuyers in 2026

A sole proprietor in Canada may qualify for a mortgage in 2026, but approval usually comes down to three things: clear income documentation, manageable debt

Beyond the Payslip: Qualifying for a Mortgage as a Self-Employed Professional in Canada

They love their freedom to set schedules and work independently. However, getting a regular mortgage is tough because lenders see them as risky borrowers. Being