Pegasus Blog

How Many Homes Does Canada Need to Build? CMHC 2026

Canada needs to build between 417,000 and 469,000 new homes every year through 2036 to restore housing affordability to pre-pandemic (2019) levels, according to CMHC's Fall 2026 Housing Supply Report released on September 10, 2026. At the current pace, Canada

Variable Rate Mortgage Canada: Why Borrowers Shifted 2026

Mortgage Renewal Regret in Canada: Avoid These Mistakes

Core vs Headline Inflation: What It Means for Your Mortgage

Canadian Mortgage Bonds & the New U.S. Rules Explained

Stretching Your Mortgage: Weighing the Benefits and Drawbacks of an Extended Amortization Period

While it may seem like an attractive option to reduce monthly repayments, it's crucial to understand the potential risks associated with this decision. Experts and

Mortgage Default Insurance Vs Mortgage Life Insurance: Outlining the differences and needs of both

The mortgage industry is filled with numerous jargon terms, making it difficult to comprehend their meanings, particularly for first-time homebuyers. Most of us have likely

All you need to know about downpayment: How to determine your budget and secure your downpayment.

When buying a home, deciding how much to put down largely depends on your financial situation. The minimum down payment required is based on the

All you need to know about Reverse Mortgage

Even if you own a home, you may find yourselves cash-poor after retirement. A reverse mortgage will assist by allowing you to access the equity

HELOC: Unlocking the Secret to Tapping into Your Home's Financial Potential!

HELOC is a secure revolving loan you can obtain, pay up and borrow again, and the lender uses your home as a guarantee. It is

Insuring Your Peace of Mind: The Importance of Having the Right Insurance Coverage

At Pegasus Mortgage Lending Inc., we firmly believe that this investment is a crucial component of securing the financial future of you and your family.

"Must Know" Credit Score Facts

Your credit score is a 3-digit number calculated based on your credit report's financial information. When applying for a loan, your credit score is one