Skip to content
Pegasus Mortgage Lending Center Inc.

Pegasus Blog

Self-Employed Mortgage with 1 Year Income — Ontario Guide

Yes, you can qualify for a mortgage in Ontario with only one year of self-employed income — but typically not through a major bank's standard A-lender channel, which usually requires two years of Notices of Assessment. The realistic paths are

Halal Mortgage in Canada: The Ultimate Guide For Muslim Homebuyers

Halal Mortgage in Canada: The Ultimate Guide For Muslim Homebuyers

Halal mortgage, also known as Sharia-compliant mortgage, have gained significant traction in Canada as a viable alternative for Muslim homebuyers seeking financing options that align

Re-advanceable Mortgage Canada: Benefits, Rates & How To Apply

Re-advanceable Mortgage Canada: Benefits, Rates & How To Apply

In today's dynamic housing market, homeowners constantly seek ways to maximize their financial flexibility. A re-advanceable mortgage Canada offers a unique solution, combining the benefits

Unlock Home Equity With A Mortgage Refinance Calculator

Unlock Home Equity With A Mortgage Refinance Calculator (2025)

In the dynamic Canadian real estate market, homeowners often find themselves exploring options to optimize their mortgage and financial situation. A mortgage refinance calculator is

Porting Your Mortgage: The Ultimate Guide

Porting Your Mortgage 101: Everything You Need to Know

Moving can be an exciting time, full of new beginnings and opportunities. But what happens to your mortgage when you decide to relocate? Many Canadians

30-Year Mortgage Canada

Unlock Affordability With A 30-Year Mortgage Canada

The dream of homeownership is a significant milestone for many Canadians. A 30-year mortgage Canada has traditionally been less common than its 25-year counterpart, but

Wildfire Insurance

What You Need To Know About Canadian Wildfire Insurance

Wildfires are becoming increasingly common and destructive, posing a significant threat to homes and property across Canada. As these events become more frequent and intense,

Best Alternative Financing Options For Canadians In 2025

Best Alternative Financing Options For Canadians In 2025

This detailed guide explores the diverse landscape of alternative financing options available to Canadians. While traditional banks play a significant role in the financial system,

Canada Mortgage Rates

Sales To New Listings Ratio By Province: Find The Best Canada Mortgage Rates

The Canadian real estate market is dynamic and influenced by many factors, including Canada mortgage rates, economic conditions, and government policies. Buyers and sellers must

Mortgage Refinancing In New Year: Financial Resolutions For Canadian Homeowners

Mortgage Refinancing In New Year: Financial Resolutions For Canadian Homeowners

Happy New Year, fellow Canadians! As we shake off the remnants of holiday cheer and embrace the crisp winter air, it's time to turn our

How To Budget Smart For Christmas Mortgage Renewal Rates

Preparing for the Holidays: How to Handle Christmas Mortgage Renewals

The snow glistens, carols fill the air, and the scent of roasted chestnuts lingers on every corner. Christmas in Canada is a magical time, but

Vancouver Real Estate Investment: Is Now the Time to Buy?

Vancouver Housing Market: Should You Jump In Now or Wait?

The Vancouver housing market has been a hot topic for years, known for its high prices and competitive bidding wars. After a period of relative

Calgary Home Prices: Is Now The Right Time To Buy Or Sell?

Calgary Property Trends: When Is the Best Time to Enter or Exit the Market?

Calgary Home Prices are showing signs of easing, but it's still a seller's market. November 2024 saw a typical seasonal slowdown in activity, but sales