Pegasus Blog

Mortgage Portability in Canada: Move and Keep Your Rate

This article is for informational purposes only and does not constitute financial advice. Speak with a licensed mortgage professional before making any mortgage decisions. Quick Answer Yes, most Canadian mortgages are portable, meaning you can transfer your existing rate, balance,

Missed Payments & Mortgage Approval in Canada (2026)

Toronto's $2.7B Rental Housing Deal: ACLP Explained

How Credit Card Debt Affects Mortgage Approval in Canada

Student Housing Financing in Canada: A Practical Guide

Real Estate Investment: A Wise Financial Move or a Risky Gamble?

When it comes to building wealth, real estate investment is a heavyweight player. It's a place where people make big money and fulfill their dreams,

Comparing Savings Options: Regular vs. High-Interest Savings Accounts

We've all had that unsettling encounter with a standard savings account. It is a secure haven for stashing your funds, allowing you to accrue cumulative

The Financial Forecast: How Freeland's Announcement Could Change Your Banking Experience

Finance Minister Chrystia Freeland has unveiled a series of measures aimed at enhancing the affordability of banking services. These actions align with the promises made

Making Your Mortgage Work for You: The Readvanceable Mortgage Strategy

Welcome to the world of financial empowerment, where your mortgage becomes a dynamic tool for building wealth and securing your future. This blog will explain

Unlock Your Savings Potential: Explore Six Exciting Mortgage Refinancing Opportunities amid Rising Rates!

In today's ever-evolving financial landscape, staying one step ahead is essential. With mortgage rates rising, there's no better time to take charge of your home

Sluggish September Sales Attributed to Prolonged Interest Rate Expectations

In September, Canadian home sales decreased for the third consecutive month, and the organization responsible for the data, the Canadian Real Estate Association (CREA), has

A Comprehensive Guide to Canadian Mortgage Terms

With many financial institutions, an array of mortgage products, and an ever-evolving regulatory environment, understanding mortgage loan terms is not only helpful but crucial. Whether

Smart Moves: What to Consider During the Mortgage Pre-Approval Process

Buying a home is a monumental milestone in life, a dream often decades in the making. It's where memories are created, families grow, and a

Portable vs. Assumable Mortgages: Which is Better for Your Financial Situation?

Choosing between a portable or assumable mortgage can significantly impact your financial situation. A portable mortgage permits you to transfer your mortgage to a new

Smart Savings Strategies: A Comprehensive Guide to RESPs

In the world of parenting, we all aspire to give our children the best chances in life, especially when it comes to their education. However,

Proven Strategies to Save on Home Insurance

Are you sick and weary of seeing your hard-earned money dragged into the never-ending pit of home insurance premiums? Do the costs of protecting your

Simplifying Homeownership Dreams: Is a Million-Dollar Home Within Reach in Canada?

Owning a million dollar home is no longer just a benchmark for extravagance; it's now a gateway to decent properties equipped with luxurious amenities. The