Articles tagged “GDS TDS ratio Canada”.
Lower mortgage rates in Canada raise how much you can qualify for, and Canada's federal stress test moves with your contract rate, so as rates
A slight majority of Canadian homebuyers — 52% in CMHC’s January 2026 Mortgage Consumer Survey — paid the maximum they could afford, down from 58%
Yes, most Canadians can still afford a home in 2026 — but qualifying income requirements remain near historic highs. The average Canadian household typically needs
