Private mortgages in Canada typically cost 8% to 15% in annual interest. A lender fee of 1% to 4% and a broker fee of 1%
To avoid mortgage fraud in Canada, verify every mortgage professional you speak with against their provincial regulator’s public license registry — in Ontario, that’s FSRA’s
Yes, you can get a mortgage after a consumer proposal in Canada. Timing and lender choice depend on where you are in the process: private
The five-minute check Every mortgage broker in Canada must be licensed by their provincial regulator. In Ontario, verify at FSRA's public registry (fsrao.ca) — search
Canada’s foreign buyer ban is scheduled to expire on January 1, 2027. Ottawa is currently reviewing what should replace it, and Housing Minister Gregor Robertson
AI-enabled permitting uses software to screen building-permit applications against zoning rules, the Ontario Building Code, and municipal bylaws before human planners review the file. A
Yes — asking rents in Canada have cooled from their late-2024 peak, with the biggest pullback in Toronto and Vancouver condos and the smallest change
The Canada–BC Partnership on Condo Conversion is a joint federal–provincial program aiming to convert more than 2,200 vacant condo units in Metro Vancouver into affordable
How could US tariffs affect home prices in Canada? US tariffs on steel, aluminum, and lumber raise the wholesale cost of building materials Canadian developers
Royal LePage raised its 2026 Canadian home price forecast in mid-July 2026, now projecting a roughly 2% national aggregate price gain by the fourth quarter.
Toronto and Hamilton condo sales rose roughly 50% year-over-year in mid-2026, driven by rate relief, price resets, and returning first-time buyer demand. At the same
In Canada, mortgage lenders require an active property insurance binder before releasing funds, so a wildfire-related insurance issue can delay or block a Northern Ontario
