In Canada, a mortgage renewal statement must disclose the remaining balance, the new interest rate, the term being offered, and the payment frequency, and it
In Canada, a mortgage renewal statement from a federally regulated lender must disclose the remaining principal balance, the new interest rate, the payment amount and
Last updated · October 2026 Quick answer Switching mortgage lenders at renewal is often worth it when the rate savings over the new term clearly
Disclaimer. This article is for informational purposes only and does not constitute financial advice. Speak with a licensed mortgage professional before making any mortgage decisions.
Co-ownership in Canada — the short version Co-ownership means two or more people share both the title and the mortgage on a single Canadian property.
Gen Z Canadians are reaching homeownership by making three trade-offs at once: cutting lifestyle spending to grow a down payment, accepting higher mortgage rates than
This article is for informational purposes only and does not constitute financial, tax, or legal advice. Speak with a licensed mortgage professional and a qualified
This article is for informational purposes only and does not constitute financial or tax advice. Speak with a licensed mortgage professional before making any mortgage
The third GST/HST instalment for 2026 is due October 31, 2026 , covering the July–September quarter. Annual filers whose net GST/HST owing was $3,000 or
Canada needs to build between 417,000 and 469,000 new homes every year through 2036 to restore housing affordability to pre-pandemic (2019) levels, according to CMHC's
Canadians are choosing variable-rate and shorter-term fixed mortgages because borrower expectations have shifted with the rate cycle. CMHC data shows that in Q1 2026, 35.5%
Yes, a meaningful share of Canadians regret their mortgage renewal choices. In CMHC's Mortgage Consumer Survey, 25% of mortgage consumers said they regretted at least
