Where rates are going, what the Bank of Canada did, and what it means for a mortgage.
Canadian housing markets are moving in different directions in 2026. Calgary and Edmonton lead the country, Toronto and Vancouver are the softest major markets, and
Canada needs to build between 417,000 and 469,000 new homes every year through 2036 to restore housing affordability to pre-pandemic (2019) levels, according to CMHC's
Core inflation strips out volatile items like gasoline and fresh food to show the underlying trend the Bank of Canada actually targets. Headline inflation is
Toronto is funding roughly 5,600 new rental homes through a $2.7 billion partnership announced by the federal government and the City of Toronto on August
Canadian mortgage balances rose about 3.9% year over year in Q2 2026, even as the total number of mortgage accounts slipped slightly. The split happens
Canada's benchmark home price rose in July 2026 for the first time in 20 months, and home sales climbed for a fourth consecutive month while
Canada’s foreign buyer ban is scheduled to expire on January 1, 2027. Ottawa is currently reviewing what should replace it, and Housing Minister Gregor Robertson
AI-enabled permitting uses software to screen building-permit applications against zoning rules, the Ontario Building Code, and municipal bylaws before human planners review the file. A
Yes — asking rents in Canada have cooled from their late-2024 peak, with the biggest pullback in Toronto and Vancouver condos and the smallest change
How could US tariffs affect home prices in Canada? US tariffs on steel, aluminum, and lumber raise the wholesale cost of building materials Canadian developers
Royal LePage raised its 2026 Canadian home price forecast in mid-July 2026, now projecting a roughly 2% national aggregate price gain by the fourth quarter.
Toronto and Hamilton condo sales rose roughly 50% year-over-year in mid-2026, driven by rate relief, price resets, and returning first-time buyer demand. At the same
