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Pegasus Mortgage Lending Center Inc.

Rates and market news

Where rates are going, what the Bank of Canada did, and what it means for a mortgage.

CMHC mortgage rules 2026

CMHC Mortgage Rules 2026: Canada's Insured Limits Explained

In Canada, CMHC mortgage insurance is required when a buyer puts down less than 20% of the purchase price, and it is available on homes

OSFI 2026 Mortgage Rules for Investors: Plain-English Guide

OSFI 2026 Mortgage Rules for Investors: Plain-English Guide

Yes — Canadian investors can still use rental income to qualify for investment property mortgages in 2026. The 2026 OSFI changes adjust how banks treat

Unraveling Reasons For Hidden Gaps In Canada Home Prices 2026

Unraveling the Hidden Gaps in Canada Home Prices in 2026

If you’ve been watching Canada home prices in 2026, it probably feels like the market is talking out of both sides of its mouth. One

Canada Housing Market 2026: A New Phase Begins

Canada Housing Market 2026: A New Phase Begins

Here’s the good news: a cooler market often means more choice and less pressure . When more homes are available—whether that’s new construction finishing, more

Are Big Banks Fueling the Canada Housing Market?

Are Big Banks Fueling the Canada Housing Market?

The Canada housing market has been at the center of national debate for years. High prices and strained affordability are often blamed on limited supply,

The Truth About Rent Control In Canada’s Housing Market

The Truth About Rent Control In Canada’s Housing Market

Rent is now one of the most pressing issues in Canada’s housing market. Across the country, tenants are facing higher monthly costs, tighter supply, and

Canada Real Estate Outlook 2026: A Practical Guide For Buyers

Canada Real Estate Outlook 2026: A Practical Guide For Buyers

As we enter 2026, the Canada real estate market is undergoing a shift that promises to benefit homebuyers. After years of rising interest rates, affordability

Budget 2025: Opportunities And Risks For Canadian Homeowners

Budget 2025: Opportunities And Risks For Canadian Homeowners

On November 4, the federal government released its latest budget 2025. Housing sits at the centre of it all. More homes, lower costs, clearer rules.

What the Bank of Canada’s New 2.25% Rate Means for You

When interest rates move, the effects ripple across the entire economy, from financial markets to household budgets. On October 29, 2025, the Bank of Canada

Breaking Down the Latest Canada Inflation Rate Data

Breaking Down the Latest Canada Inflation Rate Data

The Canada inflation rate is a topic that has dominated headlines and dinner table conversations for years. It's a key economic indicator that affects everyone,

The Latest On Canada Home Prices: Expert Analysis And Forecasts

The Latest On Canada Home Prices: Expert Analysis And Forecasts

The Canadian housing market has always been a topic of national conversation, and in recent years, the discussion has been more dynamic and complex than

The Latest Canada Inflation Rate: Is Your Money Losing Value?

The Latest Canada Inflation Rate: Is Your Money Losing Value?

The Canadian economic landscape is a dynamic and often complex terrain, influenced by global events and domestic policies. One of the most critical indicators for