An alternative mortgage lender in Canada is a regulated non-bank lender that finances borrowers who do not fit the credit, income, or down-payment rules used
The Bank of Canada held its policy rate at 2.25% on March 18, 2026. Variable-rate borrowers should see no change this cycle. Fixed-rate borrowers are
As of April 2026, variable mortgage rates in Canada run roughly 0.50–0.70% lower than fixed rates. The factor most Canadians underestimate when choosing between them
Please note: This article is for informational purposes only and does not constitute financial advice. Speak with a licensed mortgage professional before making any mortgage
When deciding between a 25 or 30-year mortgage amortization period, the key difference lies in the length of time it takes to repay your loan.
Canada’s housing market is entering a period of adjustment, and immigration is a key reason why. Shifts in immigration policy and population growth are beginning
As we enter 2026, the Canada real estate market is undergoing a shift that promises to benefit homebuyers. After years of rising interest rates, affordability
While everyone is busy debating whether tech stocks are on the verge of another bubble, a far more consequential story has been unfolding quietly across
Buying a new home in 2025 is exciting. Then reality hits. You already have a mortgage. Now you need to decide whether to port your
On November 4, the federal government released its latest budget 2025. Housing sits at the centre of it all. More homes, lower costs, clearer rules.
If you’re renting, buying, or owning in Ontario, 2025 is shaping up to be a turning point for the housing market. On one hand, the
Buying a home is one of the biggest financial milestones in your life, and in today’s Canadian housing market, it is also one of the
