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Pegasus Mortgage Lending Center Inc.

Buying your first home

Deposits, down payments, closing costs and what a lender will actually approve for a first purchase.

Mortgage Affordability’26: Hidden Fees Canadians Should Know

Mortgage Affordability’26: Hidden Fees Canadians Should Know

A mortgage can look affordable on paper and still put real pressure on your budget. That usually happens when buyers focus on the interest rate

The Hidden Costs First Time Homebuyers Miss In Canada

The Hidden Costs First Time Homebuyers Miss in Canada

Buying your first place can feel like trying to hit a moving target—home prices, down payments, closing costs, and those “surprise” fees that show up

Mortgage Payments In Canada: Affordable Cities For Homebuyers

Mortgage Payments In Canada: Affordable Cities For Homebuyers

For today’s homebuyers, affordability is not just about the purchase price. It is about the mortgage payments you commit to every month. With interest rates

RRSP Canada vs FHSA: Smart Strategies to Build Your Down Payment

FHSA Vs. RRSP Canada: How To Build Your Down Payment Smartly

Buying your first home in Canada is exciting, but the down payment often feels like the biggest barrier. Since home prices continue to rise and

Mortgage Affordability Calculator: Your Ultimate Guide To Buying Power

Mortgage Affordability Calculator: Your Ultimate Guide To Buying Power

For many Canadians, buying a home isn’t just about fulfilling a dream, it’s about understanding what’s truly affordable. With home prices fluctuating from Vancouver’s sky-high

How First-Time Homebuyers in Canada Avoid Being House Poor

How First-Time Homebuyers in Canada Avoid Being House Poor

Buying your first home is one of the most significant milestones in a Canadian’s financial life. It represents independence, stability, and an investment in the

Affordable Housing In Canada: The Role Of Interprovincial Trade Barriers Removal

Affordable Housing In Canada: The Role Of Interprovincial Trade Barriers Removal

Canada, a vast and diverse nation, prides itself on its strong federal system. Yet, beneath the surface of national unity lie persistent economic challenges, none

New Buildings And Rent Control Ontario: Why The Exemption Matters

New Buildings And Rent Control Ontario: Why The Exemption Matters

Rent control Ontario is a topic that consistently sparks debate and concern among tenants, landlords, and policymakers alike. In a province experiencing an ongoing housing

The Urgent Need for Affordable Housing Across Canada

The Urgent Need for Affordable Housing Across Canada

Canada, renowned for its stunning landscapes and vibrant cities, is currently grappling with a significant challenge: the escalating crisis of affordable housing. This isn't just

New First Time Homebuyer Loan Program Launched To Tackle Affordability

New First Time Homebuyer Loan Program Launched To Tackle Affordability

The dream of owning a home is a significant milestone for many Canadians. For first time homebuyer, navigating the complex landscape of the real estate

The Ultimate Guide for First Time Home Buyer BC: Everything You Need to Know

The Ultimate Guide for First Time Home Buyer BC: Everything You Need to Know

Buying a home for the first time is an exciting milestone, but it can also be overwhelming, especially in British Columbia. As a first time

First-Time Home Buyer RRSP: Everything You Need To Know

First-Time Home Buyer RRSP: Everything You Need To Know

For many Canadians, the dream of owning a home feels like a distant goal. Saving for a down payment, especially in today's market, can seem