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Pegasus Mortgage Lending Center Inc.

Buying your first home

Deposits, down payments, closing costs and what a lender will actually approve for a first purchase.

Rent Affordability & Grocery Price Relief: Government Unveils New Measures

To provide rent support to low-income renters, increase the availability of emergency shelter spaces in cities nationwide, and combat corporate greed to reduce grocery prices.

Down Payment Assistance Programs

Avoid High Mortgage Costs: Down payment Assistance Programs in Canada

With rising student debt, strict credit score demands, and the ever-rising cost of living, saving for a house seems unbeatable for many Canadians. But fear

Preparing for a Home Inspection: Looking Beyond the Surface

One key stage in this process is the home inspection, where the home's hidden complications come to light. Knowing the inspection process is crucial to

Understanding Land Transfer Tax in Canada: What You Need to Know

However, many buyers are unfamiliar with how it operates. The land transfer tax is a fee imposed when property ownership changes hands. This expense can

Savvy Budgeting: Innovative Steps for Affordable Home Renovations in Canada

Homeowners might start a project to boost their property's value, make it more convenient for the occupants, or enhance safety features. Whether you are planning

Smart Moves: What to Consider During the Mortgage Pre-Approval Process

It's where memories are created, families grow, and a sense of security and belonging takes root. But, before you can turn that dream into reality,

Proven Strategies to Save on Home Insurance

Do the costs of protecting your cherished home leave you financially strained? If so, you're not alone. Numerous homeowners everywhere are on the lookout for

The CIDC Explained: Insurance for Your Bank Deposits

However, in a constantly evolving financial landscape, it's essential to understand the securities in place to protect your hard-earned savings. This is where the Canada

How to Buy a House with No Down Payment

How to Buy a House with No Down Payment?

However, in the aftermath of the crisis and with the implementation of stricter regulations, especially in the realm of mortgages, policymakers began to mandate that

What to Know Before You Get Pre-Approved for a Larger Mortgage

As you set your sights on a more spacious dwelling, navigating the pre-approval process with confidence and foresight is essential. In this blog, we solve

All you need to know about downpayment: How to determine your budget and secure your downpayment.

When buying a home, deciding how much to put down largely depends on your financial situation. The minimum down payment required is based on the