Skip to content
Pegasus Mortgage Lending Center Inc.

Buying your first home

Deposits, down payments, closing costs and what a lender will actually approve for a first purchase.

30-Year Mortgage Canada

Unlock Affordability With A 30-Year Mortgage Canada

The dream of homeownership is a significant milestone for many Canadians. A 30-year mortgage Canada has traditionally been less common than its 25-year counterpart, but

Housing Affordability

BC Housing Affordability Crisis: Government Policies Impacting Housing Supply and Affordability

As British Columbia approaches its provincial election in October 2024, housing affordability remains the focal point of political discourse. Over the last decade, housing affordability

CMHC Report Highlights Canada's Growing Housing Affordability Gap

Canada's housing market is a story of two realities. While a modest 4% increase in new housing starts in the first half of 2024 offers

Rate Cuts Enhance Home Affordability Across Canada in August

August brought welcome news for Canadian homebuyers as recent rate cuts have significantly improved home affordability. The Bank of Canada’s interest rate reductions is making

From Pre-Approval To Closing: Pegasus Is With You Every Step

Navigating the mortgage landscape can be overwhelming, especially for first-time homebuyers. Finding the right path to homeownership can seem daunting with many lenders, mortgage types,

First Home Savings Account FHSA

Everything You Need to Know About the First Home Savings Accounts (FHSA) in 2024

Skyrocketing housing prices in Canada making your dream of owning a home feel impossible? You're not alone. Countless first-time homebuyers are facing this challenge, but

Unlock Your RRSP: First-Time Home Buyer Guide to the $60K HBP

Are you a first-time home buyer in Canada, struggling to save for a down payment in today's real estate market? The Canadian government's Home Buyers'

Canadian Mortgage Pre-Approval: Ultimate Smart Moves to Get Approved

The Canadian dream of homeownership: a cozy condo overlooking Vancouver's skyline, a charming bungalow nestled in Toronto's tree-lined streets, or a spacious family home where

First Time Home buyer Tax Credit

First Time Home buyer Tax Credit 2024: Everything You Need to Know

The dream of owning a home in Canada can feel daunting, especially with rising interest rates and fluctuating housing prices. However, the government offers incentives

Interest Rates vs. Affordability: Your Ultimate Mortgage Guide (2024)

Welcome to your 2024 guide for navigating the exciting world of Canadian mortgages. Navigating the Canadian mortgage landscape can feel overwhelming, especially with the fluctuating

Canada Now Offers 30-Year Mortgages For First-Time Buyers: All The Details You Need To Know!

This initiative seeks to lessen the financial strain on younger Canadians, enabling them to afford their monthly mortgage payments more comfortably in the face of

Canada Announces Capital Gains Tax Increase to Fund Affordable Housing Initiatives

According to Finance Minister Chrystia Freeland, the government would tax Canadian businesses on two-thirds of their capital gains, up from half presently. This move will