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Pegasus Mortgage Lending Center Inc.

Pegasus Blog

Ontario OCASE Tax Credit Changes: Will You Still Qualify?

If your hours have been cut in Ontario and you have not yet missed a mortgage payment, you are in the widest-option window — act in that window, not after a missed payment shows on your credit file. Call your

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alternative mortgage lenders

Alternative Mortgage Lenders in Canada: 2026 Guide

An alternative mortgage lender in Canada is a regulated non-bank lender that finances borrowers who do not fit the credit, income, or down-payment rules used

mortgage broker licence

How to Verify a Mortgage Broker Licence in Canada

The five-minute check Every mortgage broker in Canada must be licensed by their provincial regulator. In Ontario, verify at FSRA's public registry (fsrao.ca) — search

Foreign Buyer Ban Canada: What Ottawa's Review Means

Canada’s foreign buyer ban is scheduled to expire on January 1, 2027. Ottawa is currently reviewing what should replace it, and Housing Minister Gregor Robertson

AI-enabled housing permits

AI Housing Permits Ontario: What Buyers Should Know

AI-enabled permitting uses software to screen building-permit applications against zoning rules, the Ontario Building Code, and municipal bylaws before human planners review the file. A

are rents going down in Canada

Are Rents Going Down in Canada? 2026 Reality Check

Yes — asking rents in Canada have cooled from their late-2024 peak, with the biggest pullback in Toronto and Vancouver condos and the smallest change

BC condo conversion plan

BC Condo Conversion Plan: What It Means for Buyers

The Canada–BC Partnership on Condo Conversion is a joint federal–provincial program aiming to convert more than 2,200 vacant condo units in Metro Vancouver into affordable

US Tariffs

US Tariffs & Canadian Home Prices: What Buyers Should Know

How could US tariffs affect home prices in Canada? US tariffs on steel, aluminum, and lumber raise the wholesale cost of building materials Canadian developers

Royal LePage 2026 forecast

Royal LePage 2026 Forecast: What the Revision Means

Royal LePage raised its 2026 Canadian home price forecast in mid-July 2026, now projecting a roughly 2% national aggregate price gain by the fourth quarter.

Toronto condo sales

Toronto Condo Sales Surge 2026: What Buyers Should Know

Toronto and Hamilton condo sales rose roughly 50% year-over-year in mid-2026, driven by rate relief, price resets, and returning first-time buyer demand. At the same

Wildfire Insurance

Wildfire Insurance & Mortgage Approval in Northern Ontario

In Canada, mortgage lenders require an active property insurance binder before releasing funds, so a wildfire-related insurance issue can delay or block a Northern Ontario

mortgage rates

Inflation Cooling: Will Canadian Mortgage Rates Drop?

Lower inflation in Canada does not automatically lower your mortgage rate, but it moves the levers that eventually can. Cooling CPI reduces pressure on the

living paycheque to paycheque

Living Paycheque to Paycheque in Canada: Why & What to Do

The July 2026 MNP Consumer Debt Index reports that 61% of Canadians have at least half of their income committed to bills and debt before