Pegasus Blog

Modular & Manufactured Home Mortgages Canada 2026

Disclaimer. This article is for informational purposes only and does not constitute financial advice. Speak with a licensed mortgage professional before making any mortgage decisions. Last updated: September 2026 Quick Answer Yes — Canadians can get a mortgage on most

Co-Ownership of a Home in Canada: How It Works (2026)

Gen Z Home Buyers in Canada: How They Make It Work

Property Flipping Tax Canada: The 365-Day Rule Explained

Principal Residence Exemption & Cottages in Canada

Mortgage Rate Forecast Summer 2026: Lock or Wait?

Most economists do not expect Canadian mortgage rates to fall this summer. The Bank of Canada is holding its policy rate at 2.25%, and its

Mortgage Lending in Canada 2026: Are Lenders Still In?

Yes. Lenders in Canada are still actively financing real estate in 2026, and most major lenders plan to grow their lending this year. Approval still

Ontario Mortgage Delinquency Rates: Is It Getting Worse?

Yes — mortgage problems are getting worse in Ontario and Toronto, but the strain is concentrated, not widespread. As of Q1 2026, Ontario’s 90+ day

First-Time Home Buyer GST Rebate: Who Qualifies (2026)

Canada's First-Time Home Buyers' GST Rebate removes the 5% federal GST on a newly built home worth up to $1 million for buyers who qualify

New Build Mortgage Pre-Approval in Canada (2026 Guide)

Last updated: June 2026 Quick Answer To get pre-approved for a new build home in Canada, you apply with a lender or broker who reviews

Missing Middle Housing: Will It Fix Affordability?

More housing supply is part of the solution to Canada’s affordability problem, but supply alone is not expected to fix it quickly. In 2025, national

CMHC 2026 Survey: What Canadian Homebuyers Think

In 2026, Canadian homebuyers are more confident than a year ago, but still cautious. CMHC’s 2026 Mortgage Consumer Survey found that 39% of mortgage holders

How Much to Spend on a House in Canada (2026 Data)

A slight majority of Canadian homebuyers — 52% in CMHC’s January 2026 Mortgage Consumer Survey — paid the maximum they could afford, down from 58%

How Long to Save for a Down Payment in Canada 2026

The average Canadian homebuyer takes 4.4 years to save for a down payment, according to CMHC's 2026 Mortgage Consumer Survey. First-time buyers take longer, an

Mortgage Payment Stress in Canada: 2026 CMHC Survey

Yes, many Canadians are worried about their mortgage payments. According to the CMHC 2026 Mortgage Consumer Survey, 39% of Canadian mortgage holders remain concerned about

Fixer-Upper vs Move-in-Ready Homes in Canada 2026

For most Canadian buyers in 2026, a move-in-ready home offers faster occupancy and lower stress. A fixer-upper can cost less overall, but only when the

Single-Family Home Shortage Canada 2026: Buyer's Guide

The Canadian single-family home shortage in 2026 is a future pipeline risk, not a current price-driver, and that distinction changes how buyers should think about