Pegasus Blog

Last updated: June 2026 Quick Answer To get pre-approved for a new build home in Canada, you apply with a lender or broker who reviews

More housing supply is part of the solution to Canada’s affordability problem, but supply alone is not expected to fix it quickly. In 2025, national

In 2026, Canadian homebuyers are more confident than a year ago, but still cautious. CMHC’s 2026 Mortgage Consumer Survey found that 39% of mortgage holders

A slight majority of Canadian homebuyers — 52% in CMHC’s January 2026 Mortgage Consumer Survey — paid the maximum they could afford, down from 58%

The average Canadian homebuyer takes 4.4 years to save for a down payment, according to CMHC's 2026 Mortgage Consumer Survey. First-time buyers take longer, an

Yes, many Canadians are worried about their mortgage payments. According to the CMHC 2026 Mortgage Consumer Survey, 39% of Canadian mortgage holders remain concerned about

For most Canadian buyers in 2026, a move-in-ready home offers faster occupancy and lower stress. A fixer-upper can cost less overall, but only when the

The Canadian single-family home shortage in 2026 is a future pipeline risk, not a current price-driver, and that distinction changes how buyers should think about

In Canada in 2026, shorter-term fixed mortgages (2-year and 3-year) are widely competitive with 5-year fixed terms. Two- and three-year fixed rates typically price below

Yes, you can retire with a mortgage in Canada, and it is increasingly common. Retirement does not cancel or call in your existing mortgage; you

This article is for informational purposes only and does not constitute financial, legal, or tax advice. Speak with a licensed mortgage professional before making any

Last updated: May 2026 Quick Answer Yes — housing inventory is building in Ontario in 2026, while inventory in Alberta and Quebec has tightened sharply.