Skip to content
XFacebookLinkedinYoutubeInstagram
Pegasus Mortgage Lending Center Inc.

Pegasus Blog

Ontario OCASE Tax Credit Changes: Will You Still Qualify?

If your hours have been cut in Ontario and you have not yet missed a mortgage payment, you are in the widest-option window — act in that window, not after a missed payment shows on your credit file. Call your

Recommended
Selling at a Loss in Ontario: When Your Mortgage Exceeds
Overtime Income Mortgage Qualification in Ontario
Insurer Declined Your Mortgage? Ontario Next Steps
Mortgage Declined? Credit Report Error Fixes — Ontario
Spouse Died, Can't Renew the Mortgage? Ontario Guide

Changing Jobs Before Buying a Home in the GTA | Ontario

Car Loan After Mortgage Approval in Ontario: What to Do

Mortgage Approval on Probation Period in Ontario

Car Loan After Mortgage Approval: Ontario Closing at Risk?

first-time home buyer GST rebate

First-Time Home Buyer GST Rebate: Who Qualifies (2026)

Canada's First-Time Home Buyers' GST Rebate removes the 5% federal GST on a newly built home worth up to $1 million for buyers who qualify

new build mortgage pre-approval

New Build Mortgage Pre-Approval in Canada (2026 Guide)

Last updated: June 2026 Quick Answer To get pre-approved for a new build home in Canada, you apply with a lender or broker who reviews

missing middle housing

Missing Middle Housing: Will It Fix Affordability?

More housing supply is part of the solution to Canada’s affordability problem, but supply alone is not expected to fix it quickly. In 2025, national

CMHC 2026 Mortgage Consumer Survey

CMHC 2026 Survey: What Canadian Homebuyers Think

In 2026, Canadian homebuyers are more confident than a year ago, but still cautious. CMHC’s 2026 Mortgage Consumer Survey found that 39% of mortgage holders

How Much to Spend on a House in Canada

How Much to Spend on a House in Canada (2026 Data)

A slight majority of Canadian homebuyers — 52% in CMHC’s January 2026 Mortgage Consumer Survey — paid the maximum they could afford, down from 58%

how long to save for a down payment in Canada

How Long to Save for a Down Payment in Canada 2026

The average Canadian homebuyer takes 4.4 years to save for a down payment, according to CMHC's 2026 Mortgage Consumer Survey. First-time buyers take longer, an

Mortgage Payment Stress

Mortgage Payment Stress in Canada: 2026 CMHC Survey

Yes, many Canadians are worried about their mortgage payments. According to the CMHC 2026 Mortgage Consumer Survey, 39% of Canadian mortgage holders remain concerned about

Fixer-Upper vs Move-in-Ready

Fixer-Upper vs Move-in-Ready Homes in Canada 2026

For most Canadian buyers in 2026, a move-in-ready home offers faster occupancy and lower stress. A fixer-upper can cost less overall, but only when the

Single-Family Home Shortage

Single-Family Home Shortage Canada 2026: Buyer's Guide

The Canadian single-family home shortage in 2026 is a future pipeline risk, not a current price-driver, and that distinction changes how buyers should think about

3-year vs 5-year fixed mortgage

3-Year vs 5-Year Fixed Mortgage Canada (2026 Guide)

In Canada in 2026, shorter-term fixed mortgages (2-year and 3-year) are widely competitive with 5-year fixed terms. Two- and three-year fixed rates typically price below

can you retire with a mortgage in Canada

Can You Retire With a Mortgage in Canada? (2026 Guide)

Yes, you can retire with a mortgage in Canada, and it is increasingly common. Retirement does not cancel or call in your existing mortgage; you

Gifted Down Payment in Canada

Gifted Down Payment in Canada: A Parent & Buyer Guide

This article is for informational purposes only and does not constitute financial, legal, or tax advice. Speak with a licensed mortgage professional before making any