Pegasus Blog

Mortgage Portability in Canada: Move and Keep Your Rate

This article is for informational purposes only and does not constitute financial advice. Speak with a licensed mortgage professional before making any mortgage decisions. Quick Answer Yes, most Canadian mortgages are portable, meaning you can transfer your existing rate, balance,

Missed Payments & Mortgage Approval in Canada (2026)

Toronto's $2.7B Rental Housing Deal: ACLP Explained

How Credit Card Debt Affects Mortgage Approval in Canada

Student Housing Financing in Canada: A Practical Guide

FHSA Vs. RRSP Canada: How To Build Your Down Payment Smartly

Buying your first home in Canada is exciting, but the down payment often feels like the biggest barrier. Since home prices continue to rise and

How Are Mortgage Rates Reshaping Your Life In 2025

Introduction In 2025, mortgage rates aren’t just bank numbers, they’re one of the strongest forces shaping how Canadians live, spend, plan, and dream. If your

Hidden Housing Crisis in Canada: What Numbers Really Show

While everyone is busy debating whether tech stocks are on the verge of another bubble, a far more consequential story has been unfolding quietly across

How to Avoid an Expensive Penalty for Breaking Mortgage?

Buying a new home in 2025 is exciting. Then reality hits. You already have a mortgage. Now you need to decide whether to port your

Budget 2025: Opportunities And Risks For Canadian Homeowners

Setting the scene: Budget 2025 lands On November 4, the federal government released its latest budget 2025. Housing sits at the centre of it all.

Ontario Housing Revolution: From Leases to New Homes

If you’re renting, buying, or owning in Ontario, 2025 is shaping up to be a turning point for the housing market. On one hand, the

Unlock Affordability: How Much House Can I Afford?

A Smart Homebuyer’s Guide to Affordability, Planning, and Confidence Buying a home is one of the biggest financial milestones in your life, and in today’s

Mortgage Affordability Calculator: Your Ultimate Guide To Buying Power

Find Your True Buying Power with Pegasus’s Mortgage Affordability Calculator For many Canadians, buying a home isn’t just about fulfilling a dream, it’s about understanding

Borrowing on the Edge: The HELOC Home Equity Line Crisis

HELOC Home Equity Line of Credits have long been a favourite financial tool among Canadian homeowners. They offer flexibility, quick access to funds, and lower

How First-Time Homebuyers in Canada Avoid Being House Poor

Overview: The Hidden Risk Threatening Canadian First-Time Homebuyers in 2025 Buying your first home is one of the most significant milestones in a Canadian’s financial

What the Bank of Canada’s New 2.25% Rate Means for You

Overview of the Rate Decision When interest rates move, the effects ripple across the entire economy, from financial markets to household budgets. On October 29,

Breaking Down the Latest Canada Inflation Rate Data

The Canada inflation rate is a topic that has dominated headlines and dinner table conversations for years. It's a key economic indicator that affects everyone,