Pegasus Blog

Mortgage Portability in Canada: Move and Keep Your Rate

This article is for informational purposes only and does not constitute financial advice. Speak with a licensed mortgage professional before making any mortgage decisions. Quick Answer Yes, most Canadian mortgages are portable, meaning you can transfer your existing rate, balance,

Missed Payments & Mortgage Approval in Canada (2026)

Toronto's $2.7B Rental Housing Deal: ACLP Explained

How Credit Card Debt Affects Mortgage Approval in Canada

Student Housing Financing in Canada: A Practical Guide

Canadian Mortgage Pre-Approval: Ultimate Smart Moves to Get Approved

The Canadian dream of homeownership: a cozy condo overlooking Vancouver's skyline, a charming bungalow nestled in Toronto's tree-lined streets, or a spacious family home where

Your Canadian Debt Consolidation Guide: Compare Rates And Save Money

If you're grappling with escalating credit card debt or high-interest loans, recent statistics show you're not alone. A 2023 report from the Licensed Insolvency Agency

The Complete Guide To Toronto Homeownership Cost Breakdown (2024)

Toronto's real estate market is notorious for its sky-high prices, making the dream of homeownership a daunting financial endeavour for many. While the allure of

Reasons Why Toronto Condo Sales Tanked 28% In June (2024)

The Greater Toronto Area (GTA) condo market is experiencing a significant downturn, with sales plummeting 28% in June 2024 compared to the previous year. This

Expert Analysis On Bank Of Canada Rate Cut Reality Check

The Bank of Canada's (BoC) recent interest rate cut of 25 basis points has sparked a wave of discussions and debates across Canada, especially in

40-Year Mortgage Renewals Exclusive To Canada: Lifeline Or Retirement Risk?

As Canadians grapple with rising housing costs and interest rates, 40-year mortgage terms have re-emerged as a potential solution. But is this uniquely Canadian mortgage

Canadian Mortgage Experts Predict Variable Rate Surge In 2024

The Canadian real estate market is poised for a dramatic shift in 2024 as industry experts and financial analysts predict a substantial surge in Variable

First Time Home buyer Tax Credit 2024: Everything You Need to Know

The dream of owning a home in Canada can feel daunting, especially with rising interest rates and fluctuating housing prices. However, the government offers incentives

Canadian Housing Market Cools For 9th Month In A Row: Expert Insights

The Canadian housing market has been on a downward trend for nine straight months, leaving many wondering what's next. Whether you're a homeowner, an aspiring

Bank of Canada Rate Cut Ignites FOMO: What Homebuyers Need to Know?

The Bank of Canada's decision to cut interest rates for the first time in over four years has sparked mixed reactions in the housing market.

Expert Insights on The Impact Of Canada's G7 Interest Rate Cut in 2024

In a significant move that reflects broader global economic trends, Canada's recent decision to cut interest rates has captured the attention of financial markets worldwide.

10-Year Terms Vs. Renewals: All Facts About The Hidden Cost On Canadian Debt Trap

The weight of debt is a heavy burden for countless Canadians, with mortgages, car loans, student debt, and escalating credit card balances dominating our financial